Entries by Adam Majnerich

Homeowner Insurance TIP: Washing Machine Hoses-Chesterfield MO

Home Insurance TIP.   Alternatives Insurance® of Chesterfield Missouri will be providing useful insurance news and tips that will save you money and possibly prevent some bad claims. If you have a washing machine, please check the connecting water hoses.  They should be the new flexible steel hoses — if you still have rubber hoses — you are likely […]

Traffic Violations May Increase Your Auto Insurance Cost

Traffic Violations May Increase Your Auto Insurance Cost Alternatives Insurance® of Chesterfield may be able to help. You Could Save Money on Your Auto Insurance. Missouri law allows the Department of Revenue’s (DOR) Driver Licensing Division to suspend your license, if you accumulate too many points on your driving record.  Yes, Chesterfield Missouri Traffic Violations may increase your […]

Missouri Boat Insurance |Risks and Coverages

Missouri Boat Insurance If you have a Missouri homeowners insurance policy, you may have some coverage for your watercraft, but it is very minimal and you may be at risk for personal liability in case of an accident.  Also, there may be some liability coverage in your policy, but it depends on the size of your engine — […]

Tornado Preparation & Safety TIPs | Chesterfield Missouri

Tornadoes are Extremely Dangerous Tornadoes are one of nature’s most violent storms that occur in Fenton Missouri. Alternatives Insurance® of Chesterfield would like to make certain you have the right coverages on your home insurance in case your home is damaged by a tornado. The following tornado preparation and safety TIPs will help to save lives and […]


Thank you for visiting our Chesterfield Missouri Insurance Blog! First, allow us to introduce ourselves…. MJM Insurance™ of Chesterfield is an established full-service insurance agency.  As an independently owned Chesterfield Missouri insurance operation, our licensed agents have access to several A+ rated insurance carriers such as Safeco, The Hartford, Travelers, EMC, Progressive, MetLife, and dozens more.  Our professional […]

The Best Chesterfield Missouri Business Insurance: BOP or CPP?

Chesterfield Missouri Business Insurance: Do You Need a BOP or CPP ? There are two types of business insurance policies available in Chesterfield Missouri.   The Business Owners Policy or BOP and the Commercial Package Policy or CPP.  These two types of policies are explained below. Insurance for Different Business Types On the right sidebar of this page, […]