Missouri Auto Insurance Education
Missouri Auto Insurance can be confusing with all the coverages, discounts and more options available that some have never heard of. When searching online, you have most likely came across a “Complete a Quote” form – do you know where the information is going? Or you can call an 800 number and buy it over the phone directly from someone you don’t know. Some folks have been with the same agent for years and have never been properly educated on auto insurance.
Alternatives Insurance of Chesterfield takes the time to provide Missouri Auto Insurance Education to all our clients, and for those who make an inquiry. It is the duty of our agents to ensure our clients have the best coverage at the price that meets their budget.
Purchasing Missouri auto insurance is best made with the help from a professional insurance agent. Our LOCAL insurance agents are ready to help you!
Missouri Auto Insurance has many components and varies from company to company. It is not an easy to understand all of the issues involved in making a decision about the type of auto insurance policy and features are best for you. Buying just any policy without fully understanding your risks and coverages could be a costly mistake. Alternatives Insurance of Chesterfield offers free consultations. Our licensed agents have access to many top-rated insurance companies and we shop your insurance for you! Imagine the time you will save and have the confidence knowing your are protected from potential risks.
Missouri Insurance Exchange – http://www.moinsurance.org
Automobile insurance providing protection in case of physical damage suffered by the insured\’s car, other than collision or theft. Example: Fire, Flood.
Individual Private Passenger
Personal automobile coverage for liability, physical damage, and other exposures for automobiles owned or leased by individuals or families.
Policyholder’s legal liability resulting from injuries to other persons or damage to their property.
Coverage, available in various liability insurance policies, in which the insurer agrees to reimburse the insured and others, without regard to the insured\’s liability, for medical or funeral expenses as the result of bodily injury or death by accident under specified conditions.
Provides coverage to vehicles owned, leased, or operated by a covered person due to collision or under comprehensive coverage and non-collision hazards, such as fire, theft, or falling objects.
An automobile coverage that pays the cost of a vehicle rental during a period the insured vehicle requires covered repair.
Protection covers the policyholder and family members if injured by a motorist who carries liability limits less than his/her proportionate share of the total liability. Also provides coverage if the other driver’s insurance is with a financially irresponsible insurer.
Protection covers the policyholder, family members, and passengers if injured by a hit-and-run motorist or driver who carries no liability insurance.