Your Trusted Advisor
If you have been searching for a ” Chesterfield MO Insurance agent ” look no further! Alternatives Insurance® of Chesterfield Missouri is a full service Independent Insurance Agency representing many of Missouri’s premier personal and commercial lines insurance carriers. We pride ourselves knowing we employ some of the best insurance agents in Chesterfield Missouri. Our licensed professionals act as intermediaries between insurance companies and you, the insurance buyer. We advise our clients on the insurance policies that best suit their needs. Many of our agents specialize in a variety of insurance products, such as business, life and auto, and we are well-versed in several forms of insurance coverage.
As your insurance advisor, our primary concern is you, the client, and your well being. We don’t just sell products. We actively shop a variety of companies to find the best coverage, at the rate that meets your budget. We take the time to explain the various types of coverage and help inform you of your options along the way.
Our Responsibility To You
In order to stay on top of industry changes, our agents participate with the required continuing education courses mandated by the Missouri Department of Insurance. Our agents study the basic principles of risk management through coursework in insurance theory and security analysis. We get involved with our clients by understanding their occupations and participate with special-interest groups. Our agents may also give presentations to groups at company-sponsored gatherings or speak to community groups on the subject of financial well-being.
Alternatives Insurance® of Chesterfield agents determine our clients’ particular needs and financial situations by scheduling fact-finding appointments; determining extent of present coverage and investments; and ascertaining long-term goals. Once we gather this pertinent information, your agent will develop a coordinated protection plan by calculating and quoting rates for immediate coverage action and long-term strategy implementation.
We do not disappear after the policy is delivered – our agents are your long-term partners! We will schedule future follow-up visits and reassess your needs, and process necessary changes in beneficiary and policy loan applications.
As your Chesterfield MO Insurance Agent, it is our duty to keep up to date with current trends by participating in educational opportunities; reading professional publications; maintaining personal networks and participating in professional organizations that will add value to the services we provide to our clients.
As a Trusted Choice® agency, Alternatives Insurance® of Chesterfield is dedicated to our clients, family and friends.
This commitment means we shall:
- Work with you to identify the insurance and financial services that are right for you,your family or your business and use our access to multiple companies to deliver those products.
- Guide you through the claims process for a prompt and fair resolution of your claim.
- Help you solve problems related to your coverage or account.
- Explain the coverages and options available to you through our agency, at your request.
- Return your phone calls and e-mails promptly and respond to your requests in a timely manner.
- Provide 24/7 services for our customers, offering any or all of the following: emergency phone numbers, Internet account access, e-mail and call center services.
- Use our experience and multiple company relationships to customize your coverage as needed.
- Commit our staff to continuing education so they may be more knowledgeable in serving you.
- Treat you with respect and courtesy.
- Conduct our business in an ethical manner
Feel free to call or stop by! Our normal office hours are Monday – Friday from 9 am to 5 pm and we will make special accommodations upon request.