|We will shop top Missouri Boat Insurance companies and find the best value that meets your needs. Of course, you can buy boat insurance over the Internet. Or you can call an 800 number and buy it over the phone directly from a Boat insurance company. You could possible even buy it at your bank or credit union. The choices are many and the challenge to purchase the Best Boat Insurance to meet your needs can be very time consuming and challenging.
In the midst of all the insurance commercials and advertisements, it may seem that Boat Insurance is just a commodity–a product that is the same at every company. It’s not. Boat Insurance policies in Missouri can be very different and have very different cost.
With hundreds of boat insurance companies and the many different policies, the Best Missouri Boat Insurance purchase decision is often made with the help of a professional insurance agent. Our insurance agents are ready to help!
We recommend the Missouri Boater Safety Handbook to learn more about boating in Missouri.
If you have a Missouri homeowners insurance policy, you may have some coverage for your watercraft, but it is very, very minimal. A typical homeowners policy may pay up to $1,000 or $1500 to repair damage to your boat, but — that damage has to occur while the boat is at your home. Although helpful (e.g., a tree falls on your boat), this is not the kind of Missouri boat insurance coverage you really need. In addition, there may be some liability coverage, but it depends on the size of your engine — normally only outboard engines of 25 hp or less.
You could gamble and not buy insurance for your watercraft, but that’s a big gamble. You’re risking not only losing or severely damaging the boat in an accident, but possibly your other assets, if your boat causes property damage or bodily injury. To learn more about Missouri Boat Insurance, visit our Watercraft Insurance Resource Page.
Why Choose MJM Insurance™ of Chesterfield?
We’re committed to outstanding customer service
We start by offering the best insurance products at a reasonable price. But it’s the MJM Insurance™ of Chesterfield team that really set us apart from the competition. With combined experience of 60 years, our sales and support staff members can handle your transactions quickly and efficiently. We service each and every account using out team of insurance professionals and we’re always available to answer your questions.
We’re committed to professionalism
Our dedication to client service comes from a culture of professionalism and respect. All of our associates at MJM Insurance™ of Chesterfield have strong credentials and all of our policies are presented to you in a consistent and professional manner.
We’re committed to solving problems quickly
MJM Insurance™ of Chesterfield has unique industry relationships, allowing us to provide exclusive insurance solutions to our customers. Additionally, every staff member is trained to actively listen and provide helpful answers presented in a way in which our policy holders clearly understand.
We’re committed to earning and maintaining your trust
We believe trust is something earned by listening to our customers while providing helpful advice and support. Trust and consistent underwriting practices is what we expect from our carrier partners, and in return we owe the same level of service to you.
Personal Insurance Coverage for Different Needs
On the right sidebar of this page, you will find links to a number of personal insurance resources. Click on any of the different personal insurance coverage categories to learn more about specific insurance issues and coverages. Please contact one of our insurance agents for any assistance.